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Which DBS check do I need? – Financial Services: Credit Management

If you want to work in credit management, you will need to take a DBS check.

DBS checks are a statutory measure that involves a search for any criminal records. The search is carried out by the Disclosure and Barring Service who are a public body sponsored by the Home Office.

The DBS has a mandate to keep the public, particularly children and vulnerable adults, safe.

The Disclosure and Barring Service carry out statutory searches for a vast variety of roles which involve a level of engagement with the public. All roles across financial services are subject to these checks.

Working in credit management within financial services will mean you need to take a standard DBS check.

A standard DBS check for the financial services for a credit management role, will involve a search for any unspent or spent convictions, cautions, reprimands or warnings in existence on the Police National Computer.

This type of CRB check is a prerequisite for most positions within the legal and financial sectors, especially roles where work is carried out under Money Laundering Regulations and/ or performs an FCA approved controlled function.

DBS checks for those working in credit management within financial services came into force under the 1974 Rehabilitation of Offenders Act. The act sets out all the roles which require a DBS check and the type of check which must be undertaken.

Your standard DBS checks can only be requested by your employer. To find out more about your legal rights under the Rehabilitation of Offenders act and the legal requirements of the FCA visit unlock.org/financial-services-sector.

For further information about DBS checks, visit our home page.